# Spleven, Splitwise, Tricount, Splid and Settle Up compared

Five apps for sharing costs on a trip, in a flat or as a couple.

Checked on November 4, 2026 from each app's own website, help pages and store listings. We make Spleven; corrections are welcome. Page: https://spleven.com/compare/

## Price

| Feature | Spleven | Splitwise | Tricount | Splid | Settle Up |
|---|---|---|---|---|---|
| Free version | Yes | Yes | Yes, fully free | Yes | Yes |
| Ads in the free version | No | Yes (Splitwise's Pro page promises "no ads"; its Google Play listing carries no ads label.) | No (Tricount says it has no ads; its Google Play listing says "Contains ads".) | No | Yes (A full-screen ad after every third expense.) |
| Limits in the free version | None | 4 expenses a day | None | Groups (Unlimited groups need Splid Plus.) | None |
| Paid plan | Plus | Pro | None | Plus | Premium |
| What the paid plan adds | Receipt scanning, group map, colours and icons | Unlimited expenses, conversion, receipt scanning, charts | — | Unlimited groups, Excel export, category statistics | Ad-free use, receipt photos, repeating expenses, categories, charts, Excel |

## Track record

| Feature | Spleven | Splitwise | Tricount | Splid | Settle Up |
|---|---|---|---|---|---|
| Since | 2011 Android, 2026 iPhone (Called Travel Money until October 2026.) | 2011 | 2010 | 2015 | 2011 |
| Google Play downloads | 100K+ | 10M+ | 10M+ | 1M+ | 1M+ |
| Google Play rating | 4.5 (3.6K) | 4.0 (195K) | 4.7 (196K) | 4.9 (88K) | 4.7 (51K) |
| App Store rating (US) | New (The iPhone app came out in October 2026 and has no ratings yet.) | 4.0 (29K) | 4.9 (7.6K) | 4.9 (4.2K) | 4.8 (1.8K) |
| Languages | 18 | 12 | 37 (Machine-translated.) | 5 | 16 |

## Where it runs

| Feature | Spleven | Splitwise | Tricount | Splid | Settle Up |
|---|---|---|---|---|---|
| Android and iPhone | Yes | Yes | Yes | Yes | Yes |
| Web browser | Yes | Yes | No (Discontinued in 2024.) | No | Yes |
| Works without an account | Yes | No | Partly (You can try it without one, and may be asked to log in when joining a group.) | Yes | Partly (Friends can view a group by link without logging in.) |
| Online sync | Yes | Yes | Yes | Yes (For groups shared online.) | Yes |
| Works offline | Yes (In the Android and iPhone apps; the web app edits online.) | Yes | Yes | Yes | Yes (Groups are created online.) |

## Currencies

| Feature | Spleven | Splitwise | Tricount | Splid | Settle Up |
|---|---|---|---|---|---|
| Several currencies in a group | Yes | Yes | Yes | Yes | Yes |
| Automatic conversion | Yes (To each person's own home currency.) | Pro (The free plan keeps a balance per currency; Pro converts the whole group at the rate of the moment you press convert.) | Yes (To the group currency.) | Yes | Yes (To the group currency.) |
| Exchange rate used | The payment's day, kept | The day you convert | A daily rate | Not stated | The expense's date |

## Payments

| Feature | Spleven | Splitwise | Tricount | Splid | Settle Up |
|---|---|---|---|---|---|
| Custom categories | Yes | No (fixed list) | Yes | Yes | Premium |
| Payment methods (card, cash, kitty) | Yes | No | No | No | No |
| Pictures | Group, people and payments | Group, own avatar | Receipts, photo album | Group cover | Members; receipts with Premium |
| Receipt scanning, split by item | Plus | Pro | No | No | No |
| Place of each payment, group map | Yes (Places are free; the group map needs Plus.) | No | No | No | No |
| Repeating expenses | Yes | Yes | No | No | Premium |
| Statistics | Yes (Per day, category, currency, person and payment method.) | Totals; charts with Pro | Yes | Totals; categories with Plus | Totals; charts with Premium |
| Export | CSV and PDF | CSV; JSON with Pro | No (On request by email.) | PDF; Excel with Plus | CSV; Excel with Premium |

## Settling up

| Feature | Spleven | Splitwise | Tricount | Splid | Settle Up |
|---|---|---|---|---|---|
| Fewest transfers | Yes | Yes (Within each currency.) | Yes | Yes | Yes |
| Pay each other in the app | No | US, some of Europe (Splitwise Pay, PayPal and Venmo in the US; Pay by Bank in some European countries.) | NL, DE, FR, BE (Payment request links and the bunq card.) | No | Czech banks, Bitcoin Lightning |

## More features

| Feature | Spleven | Splitwise | Tricount | Splid | Settle Up |
|---|---|---|---|---|---|
| Several payers on one expense | Yes | Yes | No | Yes | Yes |
| Uneven split of one expense | Amounts, weights (Exact amounts per payment; a weight per person (cost split ratio) for all payments.) | Amounts, percentages, shares, by item | Amounts, shares | Amounts, percentages | Weights |
| Income and refunds | As a negative amount | Refunds (In the web app only.) | Yes | No | Yes |
| Activity history | No | Yes | No | No | Yes |
| Restore deleted items | No | Yes | Archived groups (Groups can be archived and restored; deleted payments and groups cannot.) | No | Archived groups |
| Reminders to people who owe | No | Yes | Partly (Payment requests show who still owes.) | No | Yes, automatic |
| Read-only sharing link | No | No | No | No | Yes |
| Import | No | Bank card, Pro (US only.) | From Splitwise; bunq payments | Not stated | Splitwise balances |
| Turn off debt simplification | No | Yes | Not stated | Not stated | Yes |
| Balances outside a group | No | Yes | Not stated | Not stated | Not stated |
| Home-screen widget | No | No | No | No | Android (No home-screen widget on iPhone.) |
| iPad app | No (The web app runs in the iPad browser.) | Yes | Yes | No | Yes |

"Not stated": the app's own pages don't say. Ratings and downloads as shown on November 4, 2026; App Store ratings differ by country.

## In short

- What only Spleven does: every payment keeps the place it was paid, and the group map shows them all. Scanning a receipt and splitting it by item is in Spleven Plus and Splitwise Pro; the others don't have it.
- Free, no ads, no limits, on phones and the web: Spleven. Tricount is also completely free, but has no web app and no export.
- Most users and the longest track record: Splitwise and Tricount, with over 10 million downloads each. Spleven is much smaller.
- Paying each other inside the app: Splitwise in the US, Tricount in the Netherlands, Germany, France and Belgium.
- What Spleven lacks: activity history, restoring deleted payments, reminders, read-only links, import, an iPad app, and percentage splits.

## App by app

### Spleven vs Splitwise

Splitwise, from Providence, USA, since 2011, is the best-known split app. Its free plan allows 4 expenses a day and keeps each currency apart; conversion, receipt scanning and charts need Pro. It has activity history, undo and reminders, and in-app payments in the US. Spleven has no daily limit and no ads, converts every currency to your home currency for free at the payment day's rate, and adds categories, payment methods and places.

### Spleven vs Tricount

Tricount, owned by the bank bunq since 2022, is completely free, with custom categories, receipt photos and spending insights, and 37 languages. It has no web app since 2024, no export, no repeating expenses and no receipt scanning, and new accounts get a bunq card. Spleven is free in the same way and adds a web app, export, repeating payments, payment methods and places.

### Spleven vs Splid

Splid, from Munich, needs no sign-up, shows no ads and converts 150+ currencies. Unlimited groups, Excel export and category statistics need Splid Plus. It has no web app, no repeating expenses and no receipt scanning, in 5 languages. Spleven also needs no account, and gives unlimited groups, a web app, pictures, repeating payments and statistics for free, in 18 languages.

### Spleven vs Settle Up

Settle Up, from a Czech team, runs on Android, iPhone and the web and converts at the expense's date. Its free version shows a full-screen ad every third expense; categories, charts, receipt photos and repeating expenses are Premium. It has reminders, read-only links and a widget. Spleven has no ads and includes categories, pictures, repeating payments and statistics for free.

## Questions

### What is the best free alternative to Splitwise?

Spleven and Tricount are both free with no limit on expenses. Spleven shows no ads; Tricount says it has none, though its Google Play listing says "Contains ads". Spleven also runs in a web browser and converts every currency for free, keeping each payment at the rate of its day. Splid is free with no ads but charges for more groups; Settle Up is free with ads.

### Does Splitwise limit expenses on the free plan?

Yes. Splitwise's help centre says free users can add up to 4 expenses a day; Splitwise Pro removes the limit. Spleven, Tricount, Splid and Settle Up state no daily limit.

### Which split apps convert currencies for free?

Spleven, Tricount, Splid and Settle Up. Splitwise keeps balances in each currency apart; converting them to one currency is a Splitwise Pro feature.

### Which split apps let you make your own categories and payment methods?

Spleven and Tricount let you make your own categories for free; Settle Up has custom categories with Premium, and Splid lets you add categories in each group. Splitwise uses a fixed list. Only Spleven has payment methods such as card, cash or a kitty, with totals per method in the statistics.

### Which split apps work without an account?

Spleven and Splid: you can create and share a group without signing up. Tricount can be tried without an account. Splitwise needs one, and Settle Up lets friends view a group by link without logging in.

### Which split apps run in a web browser?

Spleven (web.spleven.com), Splitwise and Settle Up. Tricount stopped its web version in 2024, and Splid has none.

### Which split apps scan a receipt and split it by item?

Spleven, with Spleven Plus in the Android and iPhone apps, and Splitwise, with Splitwise Pro. Tricount, Splid and Settle Up have none.

### Is Spleven a new app?

No. Spleven has been on Android since 2011, called Travel Money until October 2026: same app, same groups, new name. The iPhone app is new, released in October 2026, and syncs the same groups as Android and the web app.

## Sources

- Spleven: [Home and pricing](https://spleven.com/), [FAQ](https://spleven.com/faq/), [Google Play](https://play.google.com/store/apps/details?id=org.marbot.travel.money.free), [App Store](https://apps.apple.com/us/app/id6820688593)
- Splitwise: [Splitwise Pro](https://www.splitwise.com/pro), [What is Splitwise Pro](https://kb.splitwise.com/pro/what-is-splitwise-pro), [Expense limit](https://feedback.splitwise.com/knowledgebase/articles/2010350-why-am-i-seeing-an-expense-limit), [Multiple currencies](https://kb.splitwise.com/balances-and-expenses/how-can-i-manage-a-friendship-or-group-with-multiple-currencies), [Exchange rates](https://kb.splitwise.com/pro/how-are-exchange-rates-calculated-for-currency-conversion), [Getting started](https://kb.splitwise.com/getting-started/how-do-i-use-splitwise), [Export](https://kb.splitwise.com/account-issues/how-do-i-export-my-splitwise-data), [Recurring expenses](https://kb.splitwise.com/balances-and-expenses/how-can-i-manage-recurring-expenses), [Simplify debts](https://kb.splitwise.com/balances-and-expenses/what-is-simplify-debts), [Splitwise Pay](https://kb.splitwise.com/splitwise-pay/how-do-i-set-up-splitwise-pay), [PayPal and Venmo](https://kb.splitwise.com/payment-integrations/how-do-i-send-money-via-paypal-or-venmo), [Pay by Bank](https://kb.splitwise.com/payment-integrations/how-do-i-send-money-to-someone-on-splitwise), [App Store](https://apps.apple.com/us/app/splitwise/id458023433), [Google Play](https://play.google.com/store/apps/details?id=com.Splitwise.SplitwiseMobile), [Default currency](https://kb.splitwise.com/account-issues/how-can-i-set-my-default-currency), [Categories (API)](https://dev.splitwise.com/), [Reminders](https://kb.splitwise.com/payment-integrations/can-i-request-a-payment-via-venmo-or-paypal), [Refunds](https://kb.splitwise.com/balances-and-expenses/how-do-i-add-a-refund-or-reimbursement), [Activity](https://kb.splitwise.com/account-issues/where-can-i-view-a-history-of-recent-changes-to-my-account), [Restore an expense](https://kb.splitwise.com/balances-and-expenses/how-can-i-restore-a-deleted-expense), [Non-group expenses](https://kb.splitwise.com/groups/why-do-i-have-a-non-group-expenses-group), [Ways to split](https://kb.splitwise.com/balances-and-expenses/what-are-different-ways-i-can-split-an-expense)
- Tricount: [Home](https://www.tricount.com/), [Tricount Premium](https://help.tricount.com/articles/what-happened-with-tricount-premium), [FAQ](https://help.tricount.com/articles/tricount-faqs), [Tricounts and expenses](https://help.tricount.com/articles/how-can-i-manage-my-tricounts-and-expenses), [Insights](https://help.tricount.com/articles/tricount-spending-insights), [Request links](https://help.tricount.com/articles/tricount-request-links), [Languages](https://help.tricount.com/articles/use-the-tricount-app-in-a-language-of-your-choice), [Tricount vs Splitwise](https://www.tricount.com/comparisons/tricount-vs-splitwise), [Tricount vs Settle Up](https://www.tricount.com/comparisons/tricount-vs-settle-up), [Tricount vs Tab](https://www.tricount.com/comparisons/tricount-vs-tab), [App Store](https://apps.apple.com/us/app/tricount/id349866256), [Google Play](https://play.google.com/store/apps/details?id=com.tribab.tricount.android), [Travel](https://www.tricount.com/use-cases/travel-and-trips), [Trip photos](https://help.tricount.com/articles/share-pictures-of-your-trip-within-tricount), [Receipt photos](https://help.tricount.com/articles/add-bunq-payments-as-expenses), [Dark mode and updates](https://help.tricount.com/articles/whats-new-in-tricount-update-10120)
- Splid: [Home](https://splid.app/english), [Privacy policy](https://splid.app/english/privacypolicy), [App Store](https://apps.apple.com/us/app/splid-split-group-bills/id991473495), [Google Play](https://play.google.com/store/apps/details?id=splid.teamturtle.com.splid), [Deleting data](https://splid.app/deletion)
- Settle Up: [Tips](https://settleup.io/tips), [2025 monetization changes](https://medium.com/step-up-labs/summary-of-2025-changes-in-monetization-of-settle-up-results-7ad316d559c7), [Pay via bank app](https://medium.com/step-up-labs/pay-via-bank-app-is-now-open-source-5a89c82cb3cc), [Lightning](https://settleup.io/lightning), [Web app](https://settleup.app/), [App Store](https://apps.apple.com/us/app/settle-up-group-expenses/id737534985), [Google Play](https://play.google.com/store/apps/details?id=cz.destil.settleup), [New Settle Up for Android](https://medium.com/step-up-labs/whats-new-in-the-new-settle-up-for-android-ea53bfabd96f)

Splitwise, Tricount, Splid and Settle Up are trademarks of their owners. Spleven is not affiliated with them. Apps change: check each app's own pages before you decide, and if you spot a mistake here, tell us and we will fix it.