Spleven, Splitwise, Tricount, Splid and Settle Up compared

Five apps for sharing costs on a trip, in a flat or as a couple.

Checked on November 4, 2026 from each app's own website, help pages and store listings. We make Spleven; corrections are welcome.

Spleven, Splitwise, Tricount, Splid and Settle Up compared, as of November 4, 2026
Feature	Spleven	Splitwise	Tricount	Splid	Settle Up
Price
Free version	Yes	Yes	Yes, fully free	Yes	Yes
Ads in the free version	No	Yes¹	No²	No	Yes³
Limits in the free version	None	4 expenses a day	None	Groups⁴	None
Paid plan	Plus	Pro	None	Plus	Premium
What the paid plan adds	Receipt scanning, group map, colours and icons	Unlimited expenses, conversion, receipt scanning, charts	—	Unlimited groups, Excel export, category statistics	Ad-free use, receipt photos, repeating expenses, categories, charts, Excel
Track record
Since	2011 Android, 2026 iPhone⁵	2011	2010	2015	2011
Google Play downloads	100K+	10M+	10M+	1M+	1M+
Google Play rating	4.5 (3.6K)	4.0 (195K)	4.7 (196K)	4.9 (88K)	4.7 (51K)
App Store rating (US)	New⁶	4.0 (29K)	4.9 (7.6K)	4.9 (4.2K)	4.8 (1.8K)
Languages	18	12	37⁷	5	16
Where it runs
Android and iPhone	Yes	Yes	Yes	Yes	Yes
Web browser	Yes	Yes	No⁸	No	Yes
Works without an account	Yes	No	Partly⁹	Yes	Partly¹⁰
Online sync	Yes	Yes	Yes	Yes¹¹	Yes
Works offline	Yes¹²	Yes	Yes	Yes	Yes¹³
Currencies
Several currencies in a group	Yes	Yes	Yes	Yes	Yes
Automatic conversion	Yes¹⁴	Pro¹⁵	Yes¹⁶	Yes	Yes¹⁷
Exchange rate used	The payment's day, kept	The day you convert	A daily rate	Not stated	The expense's date
Payments
Custom categories	Yes	No (fixed list)	Yes	Yes	Premium
Payment methods (card, cash, kitty)	Yes	No	No	No	No
Pictures	Group, people and payments	Group, own avatar	Receipts, photo album	Group cover	Members; receipts with Premium
Receipt scanning, split by item	Plus	Pro	No	No	No
Place of each payment, group map	Yes¹⁸	No	No	No	No
Repeating expenses	Yes	Yes	No	No	Premium
Statistics	Yes¹⁹	Totals; charts with Pro	Yes	Totals; categories with Plus	Totals; charts with Premium
Export	CSV and PDF	CSV; JSON with Pro	No²⁰	PDF; Excel with Plus	CSV; Excel with Premium
Settling up
Fewest transfers	Yes	Yes²¹	Yes	Yes	Yes
Pay each other in the app	No	US, some of Europe²²	NL, DE, FR, BE²³	No	Czech banks, Bitcoin Lightning

Show 12 more features, where other apps lead

More features
Feature	Spleven	Splitwise	Tricount	Splid	Settle Up
More features
Several payers on one expense	Yes	Yes	No	Yes	Yes
Uneven split of one expense	Amounts, weights²⁴	Amounts, percentages, shares, by item	Amounts, shares	Amounts, percentages	Weights
Income and refunds	As a negative amount	Refunds²⁵	Yes	No	Yes
Activity history	No	Yes	No	No	Yes
Restore deleted items	No	Yes	Archived groups²⁶	No	Archived groups
Reminders to people who owe	No	Yes	Partly²⁷	No	Yes, automatic
Read-only sharing link	No	No	No	No	Yes
Import	No	Bank card, Pro²⁸	From Splitwise; bunq payments	Not stated	Splitwise balances
Turn off debt simplification	No	Yes	Not stated	Not stated	Yes
Balances outside a group	No	Yes	Not stated	Not stated	Not stated
Home-screen widget	No	No	No	No	Android²⁹
iPad app	No³⁰	Yes	Yes	No	Yes

Notes

Splitwise's Pro page promises "no ads"; its Google Play listing carries no ads label.
Tricount says it has no ads; its Google Play listing says "Contains ads".
A full-screen ad after every third expense.
Unlimited groups need Splid Plus.
Called Travel Money until October 2026.
The iPhone app came out in October 2026 and has no ratings yet.
Machine-translated.
Discontinued in 2024.
You can try it without one, and may be asked to log in when joining a group.
Friends can view a group by link without logging in.
For groups shared online.
In the Android and iPhone apps; the web app edits online.
Groups are created online.
To each person's own home currency.
The free plan keeps a balance per currency; Pro converts the whole group at the rate of the moment you press convert.
To the group currency.
To the group currency.
Places are free; the group map needs Plus.
Per day, category, currency, person and payment method.
On request by email.
Within each currency.
Splitwise Pay, PayPal and Venmo in the US; Pay by Bank in some European countries.
Payment request links and the bunq card.
Exact amounts per payment; a weight per person (cost split ratio) for all payments.
In the web app only.
Groups can be archived and restored; deleted payments and groups cannot.
Payment requests show who still owes.
US only.
No home-screen widget on iPhone.
The web app runs in the iPad browser.

"Not stated": the app's own pages don't say. Ratings and downloads as shown on November 4, 2026; App Store ratings differ by country.

In short

What only Spleven does: every payment keeps the place it was paid, and the group map shows them all. Scanning a receipt and splitting it by item is in Spleven Plus and Splitwise Pro; the others don't have it.
Free, no ads, no limits, on phones and the web: Spleven. Tricount is also completely free, but has no web app and no export.
Most users and the longest track record: Splitwise and Tricount, with over 10 million downloads each. Spleven is much smaller.
Paying each other inside the app: Splitwise in the US, Tricount in the Netherlands, Germany, France and Belgium.
What Spleven lacks: activity history, restoring deleted payments, reminders, read-only links, import, an iPad app, and percentage splits.

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Spleven for a trip · for a shared flat · for couples · About Spleven

App by app

Spleven vs Splitwise

Splitwise, from Providence, USA, since 2011, is the best-known split app. Its free plan allows 4 expenses a day and keeps each currency apart; conversion, receipt scanning and charts need Pro. It has activity history, undo and reminders, and in-app payments in the US. Spleven has no daily limit and no ads, converts every currency to your home currency for free at the payment day's rate, and adds categories, payment methods and places.

Spleven vs Tricount

Tricount, owned by the bank bunq since 2022, is completely free, with custom categories, receipt photos and spending insights, and 37 languages. It has no web app since 2024, no export, no repeating expenses and no receipt scanning, and new accounts get a bunq card. Spleven is free in the same way and adds a web app, export, repeating payments, payment methods and places.

Spleven vs Splid

Splid, from Munich, needs no sign-up, shows no ads and converts 150+ currencies. Unlimited groups, Excel export and category statistics need Splid Plus. It has no web app, no repeating expenses and no receipt scanning, in 5 languages. Spleven also needs no account, and gives unlimited groups, a web app, pictures, repeating payments and statistics for free, in 18 languages.

Spleven vs Settle Up

Settle Up, from a Czech team, runs on Android, iPhone and the web and converts at the expense's date. Its free version shows a full-screen ad every third expense; categories, charts, receipt photos and repeating expenses are Premium. It has reminders, read-only links and a widget. Spleven has no ads and includes categories, pictures, repeating payments and statistics for free.

Questions

What is the best free alternative to Splitwise?

Spleven and Tricount are both free with no limit on expenses. Spleven shows no ads; Tricount says it has none, though its Google Play listing says "Contains ads". Spleven also runs in a web browser and converts every currency for free, keeping each payment at the rate of its day. Splid is free with no ads but charges for more groups; Settle Up is free with ads.

Does Splitwise limit expenses on the free plan?

Yes. Splitwise's help centre says free users can add up to 4 expenses a day; Splitwise Pro removes the limit. Spleven, Tricount, Splid and Settle Up state no daily limit.

Which split apps convert currencies for free?

Spleven, Tricount, Splid and Settle Up. Splitwise keeps balances in each currency apart; converting them to one currency is a Splitwise Pro feature.

Which split apps let you make your own categories and payment methods?

Spleven and Tricount let you make your own categories for free; Settle Up has custom categories with Premium, and Splid lets you add categories in each group. Splitwise uses a fixed list. Only Spleven has payment methods such as card, cash or a kitty, with totals per method in the statistics.

Which split apps work without an account?

Spleven and Splid: you can create and share a group without signing up. Tricount can be tried without an account. Splitwise needs one, and Settle Up lets friends view a group by link without logging in.

Which split apps run in a web browser?

Spleven (web.spleven.com), Splitwise and Settle Up. Tricount stopped its web version in 2024, and Splid has none.

Which split apps scan a receipt and split it by item?

Spleven, with Spleven Plus in the Android and iPhone apps, and Splitwise, with Splitwise Pro. Tricount, Splid and Settle Up have none.

Is Spleven a new app?

No. Spleven has been on Android since 2011, called Travel Money until October 2026: same app, same groups, new name. The iPhone app is new, released in October 2026, and syncs the same groups as Android and the web app.

Sources

Each fact comes from these pages, read on November 4, 2026.

Spleven: Home and pricing, FAQ, Google Play, App Store
Splitwise: Splitwise Pro, What is Splitwise Pro, Expense limit, Multiple currencies, Exchange rates, Getting started, Export, Recurring expenses, Simplify debts, Splitwise Pay, PayPal and Venmo, Pay by Bank, App Store, Google Play, Default currency, Categories (API), Reminders, Refunds, Activity, Restore an expense, Non-group expenses, Ways to split
Tricount: Home, Tricount Premium, FAQ, Tricounts and expenses, Insights, Request links, Languages, Tricount vs Splitwise, Tricount vs Settle Up, Tricount vs Tab, App Store, Google Play, Travel, Trip photos, Receipt photos, Dark mode and updates
Splid: Home, Privacy policy, App Store, Google Play, Deleting data
Settle Up: Tips, 2025 monetization changes, Pay via bank app, Lightning, Web app, App Store, Google Play, New Settle Up for Android

Splitwise, Tricount, Splid and Settle Up are trademarks of their owners. Spleven is not affiliated with them. Apps change: check each app's own pages before you decide, and if you spot a mistake here, tell us and we will fix it.